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About Fix & Flip DSCR Rental More Programs Submit a Deal
All Loan Programs

Capital solutions for every
real estate investment strategy.

Through our institutional lending partners, Summit Coast Capital can source financing across the full spectrum of investment property strategies โ€” not just fix & flip and DSCR.

4 Institutional Capital Partners
Additional Programs
Beyond fix & flip and DSCR
๐Ÿ—๏ธ

Ground-Up Construction

New build financing for investment entities
Max LTC
Up to 85%
Loan Amount
Up to $5M
Term
12โ€“24 months
Property
SFR, Multi

Finance vertical construction from the ground up on infill, shovel-ready, fully-entitled land. Covers single-family builds, townhomes, and small multifamily development projects. Business entities only โ€” no owner-occupied.

Available through: our institutional lending partners
๐Ÿข

Multifamily Bridge

5+ unit properties for investment entities
Units
5+ units
Max LTV
Up to 80%
Use
Purchase / Refi
Borrower
Entity required

Short-term bridge financing for apartment buildings and mixed-use properties at the 5+ unit level. Ideal for value-add acquisitions, stabilization plays, and bridge-to-agency refinances. Business purpose only.

Available through: our institutional lending partners

Portfolio Rental Loans

Consolidate multiple rentals into one loan
Min Properties
2+ properties
Term
30-yr fixed
Qualified by
Cash flow
Personal docs
Not required

Roll multiple rental properties owned by your LLC or corporation into a single loan. Simplifies management, frees up capacity to acquire more, and qualifies on combined portfolio cash flow โ€” not personal income.

Available through: our institutional lending partners
๐Ÿ–๏ธ

Short-Term Rental DSCR

Airbnb & VRBO investment properties
Term
30-yr fixed
Max LTV
Up to 80%
Income basis
STR market data
Tax returns
Not required

Specialized DSCR underwriting for Airbnb and VRBO investment properties โ€” using short-term rental market income data rather than actual lease history. Particularly relevant for mountain CO and ski resort markets.

Available through: our institutional lending partners
๐Ÿ’ฐ

Cash-Out Refinance

Unlock equity from investment properties
Max LTV
Up to 75%
Property types
SFR, 1โ€“4 unit
Qualified by
Asset value
Seasoning
Minimal

Pull equity out of existing investment properties owned by your business entity. Use proceeds to fund the next acquisition, pay off a maturing loan, or reinvest into your portfolio. No personal income verification.

Available through: our institutional lending partners

Bridge-to-Perm

Fix it, rent it, refi โ€” one partner
Phase 1
Fix & flip loan
Phase 2
30-yr DSCR refi
Seasoning
Waived
Fee discount
On refi leg

The BRRRR strategy done right. Use a fix & flip loan to acquire and renovate, then roll directly into a 30-year DSCR rental loan with no seasoning requirement and a discounted origination fee on the refi. Keep the equity, keep the property.

Available through: our institutional lending partners
Core Programs
Our flagship loan programs

Have a deal that doesn't fit a box?

Submit your scenario and the principal will identify the right program and partner within 24 hours.

Submit Your Deal โ†’